Commercial.Real.Estate.

Commercial Real Estate Loans


BankPlus can structure loans for the purchase and improvement of all types of commercial real estate.

BankPlus can structure loans for the purchase and improvement of all types of commercial real estate. Whether you are a Home Builder or Commercial Developer, we have the expertise and credit facilities to accommodate your needs.

  • Land/Lot Acquisition Loans.  Short-term loans for the purpose of purchasing a tract of land that will be used for future development and/or the construction of houses or buildings by Builders/Developers who plan to build on the lots, sell to other builders, or a combination of both.

  • Land/Lot Development Loans.  Short term loans for the purpose of clearing, grading, engineering, street cutting, laying of utility lines, paving of streets, and other improvements to a tract of land that prepare it for the construction of houses or buildings. These loans are designed for developers who plan to build on the lots, sell to other builders, or a combination of both.

  • Commercial Construction Loans.  Short-term interim loan for the construction of a commercial building. This loan may be extended to property owners who use a builder under contract to construct and then pay off the construction loan from the proceeds of a permanent loan upon completion of construction. This loan may also be made to a builder or contractor constructing a pre-sold building to be sold to the owner/tenant upon completion. The contract for this sale between contractor and owner must include a written takeout commitment from a bank or mortgage broker for the prospective owner.

  • Commercial Real Estate Loan.  BankPlus will extend a commercial real estate loan to an individual, partnership, corporation, non-profit organization, church, or association for the permanent financing or refinancing of the purchase or acquisition of any type of real property and/or improvements secured by a recorded first Deed of Trust.