Personal Savings

Personal Money Market

  • Earn interest on your excess funds at the prevailing market rate with a BankPlus Money Market Account.

    • Minimum opening deposit of $1,000, with interest is earned daily and credited to your account monthly
    • Monthly Statement
    • No service fee if your account balance doesn’t fall below $1,000; otherwise, there is a service fee of $8 per statement cycle

    The interest rate is variable and is subject to change daily at the discretion of the Bank.  A minimum of $1000 is required to obtain the current Annual Percentage Yield and no interest is earned on days your account balance falls below this amount. There is a regulatory limit of 6 preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. An excessive transaction fee of $5 per item will be charged for preauthorized items over the limit of 6. This limit does not apply to transfers or withdrawals made in-person or at an ATM. Fees could reduce earnings on your account.

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    APY Current as of current date