Personal.Products

Product Description


Please review the product descriptions below, then click the "Open an Account" button at the bottom of your screen to open your new BankPlus account.

InterestPlus Checking

  • Minimum opening deposit of $1,000.
  • Interest is earned daily and credited to your account monthly.
  • The interest rate is variable and is subject to change daily at the discretion of the Bank.
  • There is no service fee when you keep a minimum balance of $1000; otherwise, the fee is $8 per statement cycle.
  • A minimum of $1,000 is required to obtain the current Annual Percentage Yield.
  • Fees could reduce earnings on the account.
PrimePlus Club
  • Minimum opening deposit of $500.
  • Interest is earned daily and credited to your account monthly.
  • Interest is not earned on the days your account balance is less than $1,000.
  • VThe interest rate is variable and is subject to change at the discretion of the Bank.
  • A minimum of $1,000 is required to obtain the current Annual Percentage Yield.
  • Fees could reduce earnings on the account.
InvestmentPlus Checking
  • Minimum opening deposit of $10,000.
  • Higher interest rates are earned for balances of $100,000 and over.
  • Interest rates are based on simple interest.
  • Interest is earned daily and credited to your account monthly.
  • The interest rate is variable and subject to change daily at the discretion of the Bank.
  • There is no service fee when you keep a minimum balance of $10,000; otherwise, the fee is $20 per statement cycle.
  • A minimum of $10,000 is required to obtain the current Annual Percentage Yield.
  • Fees could reduce earnings on the account.
Christmas Club Savings
  • Minimum opening deposit of $5
  • The current rate is variable and subject to change.
  • A minimum balance of $5 is required to obtain the current Annual Percentage Yield.
  • The account will mature on October 31.
  • Fees could reduce earnings on the account.
Personal Savings
  • Minimum opening deposit of $100
  • Interest is earned daily and credited to your account semiannually.
  • There is no service fee when you keep a minimum balance of $100; otherwise, the fee is $5 per month.
  • The interest rate is variable and is subject to change daily at the discretion of the Bank.
  • A minimum of $100 is required to obtain the current Annual Percentage Yield and no interest is earned on days your account balance falls below this amount. There is a regulatory limit of 6 preauthorized transfers or withdrawals per calendar month or statement cycle. Only 3 of these may be by draft, ACH or similar order payable to a third party. An excessive transaction fee of $5 per item will be charged for preauthorized items over the limit of 6. This limit does not apply to transfers or withdrawals made in-person or at an ATM.
  • Fees could reduce earnings on your account.
Personal Money Market
  • Minimum opening deposit of $1,000
  • Interest is earned daily and credited to your account monthly.
  • There is no service fee when you keep a minimum balance of $1,000; otherwise, the fee is $8 per statement cycle.
  • The interest rate is variable and is subject to change daily at the discretion of the Bank.
  • A minimum of $1000 is required to obtain the current Annual Percentage Yield and no interest is earned on days your account balance falls below this amount.
  • There is a regulatory limit of 6 preauthorized transfers or withdrawals per calendar month or statement cycle. Only three of these may be by check, draft, debit card, ACH or similar order payable to a third party. An excessive transaction fee of $5 per item will be charged for preauthorized items over the limit of 6. This limit does not apply to transfers or withdrawals made in-person or at an ATM.
  • Fees could reduce earnings on your account.

Open.Account