| INTEREST RATES AND INTEREST CHARGES | VISA REWARDS® PAY-IN-FULL CARD | |
|---|---|---|
| Annual Percentage Rate(APR) for Purchases |
0.00% |
|
| APR for Balance Transfers |
0.00% |
|
| APR for Cash Advances |
19.40% the APR will vary based on the Prime Rate |
|
| Penalty APR and when it Applies |
NONE |
|
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date |
|
| Minimum Interest Charge/Minimum Charge |
NONE |
|
| FEES | VISA REWARDS® PAY-IN-FULL CARD | |
| Annual Fee |
NONE |
|
|
Transactional Fees - Balance Transfer |
3% of the amount of each transfer, minimum fee $10 |
|
| Transactional Fees - Late Payment - Over-the-Credit-Limit - Returned Payment - Penalty APR |
1.75% of the outstanding balance at statement cycle. $35 minimum fee $32(per card account) $32 NONE |
|