Business Loans

Depending upon the business' unique need, BankPlus lenders will structure a loan or loans to to help your company thrive.

Depending upon the business need, BankPlus lenders can structure a loan or loans to meet that need. BankPlus is especially committed and has the expertise to serve the needs of the small businessman whose sales are between $500,000 and $5,000,000.

  • Seasonal Lines of Credit.  Seasonal lines of credit can be established to satisfy those times of year when sales are historically low and inventory or raw materials purchases may be high. These types of loans assist in providing needed cash to a business during those periods of the year when cash flow is limited.

  •  Equipment Loans.  Loans to purchase equipment are structured on repayment terms of up to 3 to 5 years.

  • Real Estate Loans.  Loans to purchase or refinance real estate are structured on terms of up to 20 years with variable rate pricing. Loans with fixed rate have a shorter maturity (up to 5 years) with a balloon payment at maturity, but are amortized up to 25 years.

  • Letters of Credit