Our basic savings account.
With $100 or more, you can open a personal savings account. Interest is earned daily and credited to your account semiannually. You will receive a bank statement semiannually. If you keep a minimum balance of $100, there is no service fee; otherwise, the fee is $5 per month. The interest rate is variable and is subject to change daily at the discretion of the Bank. A minimum of $100 is required to obtain the current Annual Percentage Yield and no interest is earned on days your account balance falls below this amount. There is a regulatory limit of 6 preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. An excessive transaction fee of $5 per item will be charged for preauthorized items over the limit of 6. This limit does not apply to transfers or withdrawals made in-person or at an ATM. Fees could reduce earnings.
For Current Rates Click Here