Business Loans

  • Depending upon the business unique need, BankPlus lenders will structure a loan or loans to help your company thrive.

    BankPlus is especially committed and has the expertise to serve the needs of the small businessperson whose sales are between $500,000 and $5,000,000.

    • Seasonal Lines of Credit
      Seasonal lines of credit can be established to satisfy those times of year when sales are historically low and inventory or raw materials purchases may be high. These types of loans assist in providing needed cash to a business during those periods of the year when cash flow is limited.
    • Equipment Loans
      Loans to purchase equipment are structured on repayment terms of up to three to five years.
    • Real Estate Loans
      Loans to purchase or refinance real estate are structured on terms of up to 20 years with variable rate pricing. Loans with fixed rate have a shorter maturity (up to 5 years) with a balloon payment at maturity, but are amortized up to 25 years.
    • Letters of Credit