Introducing the High-Yield Hybrid Investment Account
Powerful Returns. True Liquidity. Unmatched Flexibility.
Earn a remarkable 4.54% APY* guaranteed through January 31, 2026 with $25,000 minimum daily balance.
New Funds Only
Enjoy the freedom to access your money when you need it. The High-Yield Hybrid Investment Account is built for individuals who seek the security of a premium CD but need the liquidity of a high-yield money market.
Key Features
- Guaranteed Rate — 4.54% APY, locked in through January 31, 2026 with $25,000 in new funds to BankPlus
- Access if you need it — One penalty-free withdrawal per month
- Phenomenal Returns — Surpasses traditional savings and CDs
- FDIC Insured — Your funds are protected
- Smart Structure — The ideal fusion of a premium CD combined with the flexibility and liquidity of a high-yield money market account
Built for Your Financial Goals
Whether you're reallocating new funds, planning for future expenses, or maximizing a windfall, this account gives you control—and powerful earning potential.
New funds to BankPlus required. See below for details.
Achieve Security and Liquidity—Without Compromise
Find your nearest locations to tap into a 4.54% APY that works as hard as you do. Stop by your local BankPlus to open a High-Yield Hybrid Investment Account and start earning—with flexibility you won’t find anywhere else.
Disclosure: Annual Percentage Yield (APY) of 4.54% is accurate as of July 11, 2025, and is guaranteed through January 31, 2026. To earn the advertised APY after the first statement cycle, a minimum of $25,000 in new money must be deposited into the account. A daily minimum balance of $25,000 must be maintained to continue earning the 4.54% APY. If the balance falls below $25,000 on any day, the APY will adjust to 0.50% for the entire statement cycle. One withdrawal is allowed per statement cycle at no charge; each additional withdrawal within the same statement cycle will incur a $50.00 fee. The maximum deposit limit is $5,000,000. After the guarantee period, the rate may change. Fees could reduce earnings. Additional terms and conditions may apply.