Terms and Conditions

BankPlus | Refer-A-Friend Checking Offer

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred to BankPlus who does not already have a BankPlus personal checking account, registers for the offer, opens a new BankPlus personal checking account, and completes the other requirements within the time specified in the offer emailed to the referred person. To make a referral, the Referrer must register for the program and submit a valid e-mail address for both the Referrer and each referred person. Additionally, to earn the $50 Visa Reward Card, the Referrer must be the first person to submit a valid email address for the referred person who fulfills the requirements (the first Referrer that enters information for a referred person will be the eligible Referrer). Only one $50 Visa Reward Card will be issued for the Referred person.

To earn a $50 Visa Reward Card, the referred person must register by following the link provided in the referral e-mail or on social media, open a new BankPlus personal checking account within 90 days after receiving the email or social media offer, keep the new account open and in good standing (no continuous overdrafts or fraudulent activity) for at least 60 days, AND complete the following requirements within 60 days after account opening:

  • Have ONE (1) debit card purchase (posted and cleared), AND
  • Have ONE (1) direct deposit (payroll or government) of at least $100 (posted and cleared), AND
  • Enroll in online banking

This Reward Card offer is not available if the referred person already has a BankPlus personal checking account or already received a $50 Visa Reward Card for previously completing the necessary requirements. It may not be combined with other offers. This program may be discontinued at any time without notice.

The Referrer authorizes the sending of communications to each referred person. Each person who registers at ReferLive authorizes future communications, including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met by the referred party in the time frames provided. The Reward Card will be mailed to the addresses within the ReferLive registration system.

Please allow 4-6 weeks after completing all requirements of this offer for delivery of your Reward Card to the physical address provided. Each Reward Card amount may be reported to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes on reward items.

The Reward Cards will be mailed to the addresses provided within the ReferLive registration system and are only valid for three (3) months after issuance. The date of the reward card expiration is embossed on the front of the reward card. Upon expiration, reward card balances are no longer available.

* BankPlus personal checking account rates and disclosures can be found at

*APY and minimum balance requirements can be found at

Posting of Purchases. Debit card purchases do not always post to the account immediately—the timing depends largely upon the merchant. Purchases include payments made using the debit card number, but not ATM or “pending” transactions or payments made using digital payment technology, such as Zelle®.

Eligibility and Exclusions. Must be at least 18 years old to be eligible for a $50 reward.

The Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

Employees of BankPlus or its affiliates are not eligible for this program.