Carefree Checking

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Our basic account with great benefits.


Carefree Checking from BankPlus is a simple, no-fuss checking account with plenty of tools to help manage your transactions and go about your daily life. Whether you’re looking to start your first checking account or want to simplify your finances, we can help.

  • $100 minimum opening deposit
  • $0 monthly service fee with online-only statements, otherwise a service fee of $5 per month for paper statements
  • No minimum balance

Features and Benefits

Carefree Checking Feature
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FREE Online Banking with Bill Pay

Get 24/7 access to your account information and many services. Set up online bill pay and never mail a check again.

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FREE Mobile Banking*

Check your account information wherever you are with our mobile banking app. Deposit checks as soon as you get them without having to visit a branch or pay a fee.

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FREE BankPlus Visa® Debit Card

Use your free BankPlus Visa® debit card as soon as you leave the bank with instant issue.

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FREE Online Statements

Eliminate paper waste with free access to your bank statements online. Download and print them at your convenience.

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Unlimited Transactions

Use your checking account as much as you want with no limits on the number of transactions.

Online Statements: Less Paper. Greater Convenience. More Security.

Our FREE online statements** offer you the ability to access your monthly statements within online banking. Receive e-mails notifying you when your statement is available. View and print up to three years of statements from one screen. Reduce fraud and identity theft by receiving statements securely online. Enroll in Online Banking today to start receiving online statements, or enroll in our electronic notices platform if you are not an Online Banking user.

Enroll in Online Banking

* Standard rates and fees from your wireless carrier may apply.

** By enrolling in online banking and accepting the authorization, all of your BankPlus accounts for which you are either an individual or joint owner or a custodian will be available for viewing. For account(s) with multiple owners, each individual owner must register separately for access for online banking to view online statements.